The Ultimate Referral Guide
Free help, affordable services, trusted professionals, and ways to earn, all in one place. Whatever your fresh start needs, start here. Fresh Out is always free.
Money & Credit
A live look at the markets, today's mortgage and auto loan rates, and free tools to check and protect your credit.
Live Market Snapshot
Stocks · Bitcoin · Ethereum · Gold · Silver — updates liveMortgage & Auto Loan Rates
Linked to real-time sourcesCredit Tools
Check Your Credit Score
Free credit score monitoring and personalized recommendations via Credit Karma.
Go to Credit KarmaGet Your Free Credit Report
The only source authorized by federal law to provide your free annual credit report from all three bureaus.
Go to AnnualCreditReport.comFree Social Services
Official programs and trusted organizations in Chicago and Illinois. Every one of these is free.
Food & Nutrition
SNAP (Link Card)
Monthly food benefits loaded onto an Illinois Link card. Apply online through the state's ABE portal, which also covers Medicaid and cash assistance.
CEDA - WIC
Healthy food, formula, and nutrition support for pregnant women, new mothers, and children under 5, through CEDA's WIC offices in Cook County. Evening and Saturday appointments available on request.
Greater Chicago Food Depository
A network of 800+ pantries, soup kitchens, and meal programs across Chicago and Cook County. No one is turned away because of legal status or criminal history.
Recovery Support
Alcoholics Anonymous — Chicago
Hundreds of in-person and online AA meetings across the Chicago area, including Spanish and Polish meetings. No fees, no paperwork.
Narcotics Anonymous — Chicagoland
NA meetings across the Chicago metro area, plus a 24-hour helpline if you need to talk to someone now.
SAMHSA National Helpline
Free, confidential, 24/7 referrals to treatment, support groups, and community services for substance use and mental health.
Gamblers Anonymous
Free meetings and support for anyone who thinks gambling or betting may be becoming a problem.
Housing & Shelter
Chicago Shelter Placement (311)
Shelters in Chicago don't take walk-ins; placement goes through 311. Single adults 25+ can also go to the 24/7 SPARC intake center at 2241 S. Halsted St.
Coordinated Entry — All Chicago
The front door to Chicago's housing programs. Complete an assessment at a walk-in access point to get matched with housing resources.
Emergency Rental Assistance
About to lose your housing? Call 311 and ask for "short-term help" to reach Chicago's Homeless Prevention Call Center.
Chicago Housing Authority
Public housing and Housing Choice Voucher programs for low-income Chicago residents.
Disability, Legal & General Help
Mayor's Office for People with Disabilities
Chicago's disability office: housing referrals, employment help, home modifications, transportation, and more.
Illinois Legal Aid Online
Free legal information, forms, and connections to free lawyers for housing, benefits, family, and record issues.
211 Metro Chicago
One call connects you to food, housing, utility help, health care, and hundreds of other local services.
Transition Services
Affordable, low-cost services from businesses we trust, for when you're ready to rebuild. Ask Fresh Out and we'll connect you.
Rebuild Your Credit
Dispute errors, rebuild your score, and get a plan to qualify for housing, cars, and loans.
Look Your Best
Affordable cuts and styling that help you look and feel confident for job interviews, photos, and your next big step.
Find a Place to Live
Help finding an apartment, including landlords open to second-chance applicants.
Keep Your Car Running
Honest, affordable repairs to keep you on the road to work.
Get Reliable Wheels
Reliable used vehicles, with financing options for rebuilding credit.
Custom Shirts & Merch
Custom shirts and merch for your brand, business, team, or event.
Plan Your Business
Turn your idea into a written plan you can take to a lender, partner, or investor.
Get Hired
Resumes, interview practice, and help explaining gaps in your work history.
Professional Services
Experienced professionals in Fresh Out's personal network. Ask us and we'll make a warm introduction.
Consulting and Support Services
Photography Services
Professional photos for your business, brand, headshots, products, and events.
Business Consulting and Marketing
Hands-on help turning your idea into a plan, building your brand, and getting your business in front of the right customers.
Startup Funding Solutions
Connections to a lending partner offering up to $50,000 in startup capital for small businesses, with options that do not require a credit check. Subject to the lender's approval and terms.
IT Support
Help with computers, phones, email, software, and website setup, so your technology works for your business.
AI Consulting and Support
Practical AI sollutions to save time and grow your business, from chatbots and AI phone agents to automated follow-up.
Legal
Business Lawyer
Over 60 years of combined experience and deep business knowledge. Starting a business, forming an LLC, getting a TIN, bankruptcy, and other business legal matters.
Reentry Lawyer
Pardons, expungement, record sealing, and appellate law, to help clear the path forward.
Chicago Criminal Defense Attorney
A trusted Chicago criminal defense attorney for when you need experienced representation.
Money & Taxes
Tax Professional & Credit Repair
A suburban tax preparation and credit repair firm, for filing your taxes and fixing your credit under one roof.
Certified Public Accountant
A CPA with over 10 years of business experience: bookkeeping, business taxes, and financial planning for growing businesses.
Creative & Web
Graphic Artist
Logos, flyers, branding, and social media graphics that make your business look the part.
Web Page Designer
Clean, professional websites that help customers find you and trust you.
Health & Lifestyle
Medical Concierge Service
Personalized help navigating doctors, appointments, and care, so you get the right care without the runaround.
Addiction Concierge Service
Private, one-on-one support finding and navigating treatment and recovery options for you or someone you love.
NetJets Private Jet Travel
Private jet travel through a trusted NetJets sales connection, for business or personal trips, with a direct introduction from Fresh Out.
Earn with Referral Programs
Apps that reward you for joining and for inviting friends. Read each program's terms before signing up, since bonuses and eligibility change.
MoneyLion
Banking, cash advances, and credit-builder tools, with rewards for referring friends.
Robinhood
Commission-free investing. Invite friends and you can each get a free stock.
Kalshi
A regulated market for trading on real-world events, with incentives for new users. You can lose money, so trade responsibly.
Fresh Out may receive a referral bonus when you sign up through these programs. That helps keep Fresh Out free for everyone. Investing and event trading carry risk, and nothing on this page is financial advice.
Help us keep this guide up to date
This guide is always growing. We update it regularly so you have the newest and most reliable information. To do that well, we need your help. If you see a phone number that no longer works, a program that has changed, or anything that looks out of date, please let us know.
Don't see what you need?
Fresh Out's network keeps growing. Tell us what you're working on and we'll point you to the right person.
Talk to Fresh OutFreshOut In Action
A Business Owner
A local product-based business needed a better way to sell online. With help building out its online presence across social commerce and ecommerce tools, it generated about $3,000 in online sales in two weeks.
A Mechanic
A skilled mechanic had access to salvage-yard parts and real hands-on knowledge. Instead of treating that as just a favor for friends, the opportunity was shaped into a side income path: finding, reselling, and installing parts people already needed.
A Comedian
A retired comedian had the experience and personality, but needed a modern content presence. Fresh Out helped get the foundation started across short-form and video platforms so the next step could become visibility, audience growth, and future bookings.
Different people. Different paths. Same pattern.
Find what is already there. Build the next piece. Connect it to opportunity. Launch it into the world.
Get In Touch
Email: [email protected]
Address
Office: 6032 Lincoln Ave Morton Grove, IL
Assistance Hours
Mon – Sun: 9:00 am – 9:00 pm
Phone Number:
(312) 459-0620
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